DDM Analysis: BSV.L

Valuation Snapshot

Stable Growth	$0.54 - $0.79	$0.66
Multi-Stage	$0.75 - $0.82	$0.78
Blended Fair Value	$0.72
Current Price	$0.76
Upside	-4.66%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	23.28%	15.83%	0.05	0.03	0.04	0.03	0.01	0.02	0.01	0.01	0.02	0.02
YoY Growth	-	-	108.07%	-37.46%	25.80%	141.93%	-28.09%	27.17%	-0.79%	-16.53%	-24.63%	92.33%
Dividend Yield	-	-	6.83%	3.14%	5.15%	3.89%	1.88%	2.60%	2.02%	1.95%	2.22%	2.46%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	20.63
(-) Cash Dividends Paid (M)	8.77
(=) Cash Retained (M)	11.86

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	4.13	2.58	1.55
Cash Retained (M)	11.86	11.86	11.86
(-) Cash Required (M)	-4.13	-2.58	-1.55
(=) Excess Retained (M)	7.74	9.28	10.32
(/) Shares Outstanding (M)	303.34	303.34	303.34
(=) Excess Retained per Share	0.03	0.03	0.03
LTM Dividend per Share	0.03	0.03	0.03
(+) Excess Retained per Share	0.03	0.03	0.03
(=) Adjusted Dividend	0.05	0.06	0.06
WACC / Discount Rate	10.00%	10.00%	10.00%
Growth Rate	-0.14%	0.86%	1.86%
Fair Value	$0.54	$0.66	$0.79
Upside / Downside	-29.04%	-13.04%	4.25%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	20.63	20.81	20.99	21.17	21.35	21.53	22.18
Payout Ratio	42.50%	52.00%	61.50%	71.00%	80.50%	90.00%	92.50%
Projected Dividends (M)	8.77	10.82	12.91	15.03	17.18	19.38	20.51

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	10.00%	10.00%	10.00%
Growth Rate	-0.14%	0.86%	1.86%
Year 1 PV (M)	9.74	9.84	9.93
Year 2 PV (M)	10.46	10.67	10.88
Year 3 PV (M)	10.96	11.29	11.63
Year 4 PV (M)	11.28	11.74	12.21
Year 5 PV (M)	11.45	12.03	12.64
PV of Terminal Value (M)	173.12	181.96	191.16
Equity Value (M)	227.00	237.52	248.46
Shares Outstanding (M)	303.34	303.34	303.34
Fair Value	$0.75	$0.78	$0.82
Upside / Downside	-0.88%	3.71%	8.49%

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GPK	Graphic Packaging Holding Company	2.82%	$0.43	24.85%
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KKRS	KKR Group Finance Co. IX LLC 4.	2.77%	$0.49	7.61%
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British Smaller Companies VCT plc (BSV.L)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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