DDM Analysis: TAALA.HE

Valuation Snapshot

Stable Growth	$38.56 - $147.83	$110.49
Multi-Stage	$18.27 - $19.99	$19.12
Blended Fair Value	$64.80
Current Price	$7.25
Upside	793.85%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	27.13%	36.46%	0.99	0.70	1.19	1.31	0.16	0.30	0.26	0.22	0.20	0.08
YoY Growth	-	-	42.30%	-41.67%	-9.09%	724.97%	-46.67%	15.40%	18.66%	9.56%	150.04%	79.83%
Dividend Yield	-	-	13.00%	6.69%	11.25%	9.30%	1.67%	4.87%	3.58%	2.18%	2.51%	0.86%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	21.18
(-) Cash Dividends Paid (M)	7.05
(=) Cash Retained (M)	14.13

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	4.24	2.65	1.59
Cash Retained (M)	14.13	14.13	14.13
(-) Cash Required (M)	-4.24	-2.65	-1.59
(=) Excess Retained (M)	9.90	11.48	12.54
(/) Shares Outstanding (M)	28.49	28.49	28.49
(=) Excess Retained per Share	0.35	0.40	0.44
LTM Dividend per Share	0.25	0.25	0.25
(+) Excess Retained per Share	0.35	0.40	0.44
(=) Adjusted Dividend	0.59	0.65	0.69
WACC / Discount Rate	7.13%	7.13%	7.13%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$38.56	$110.49	$147.83
Upside / Downside	431.89%	1,424.01%	1,939.06%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	21.18	22.56	24.02	25.59	27.25	29.02	29.89
Payout Ratio	33.28%	44.62%	55.97%	67.31%	78.66%	90.00%	92.50%
Projected Dividends (M)	7.05	10.07	13.45	17.22	21.43	26.12	27.65

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	7.13%	7.13%	7.13%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	9.31	9.40	9.48
Year 2 PV (M)	11.50	11.72	11.94
Year 3 PV (M)	13.62	14.01	14.41
Year 4 PV (M)	15.67	16.27	16.89
Year 5 PV (M)	17.66	18.51	19.40
PV of Terminal Value (M)	452.97	474.85	497.56
Equity Value (M)	520.72	544.75	569.68
Shares Outstanding (M)	28.49	28.49	28.49
Fair Value	$18.27	$19.12	$19.99
Upside / Downside	152.06%	163.69%	175.76%

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Taaleri Oyj (TAALA.HE)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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