DDM Analysis: SHOM.TA

Valuation Snapshot

Stable Growth	$145.32 - $171.21	$160.45
Multi-Stage	$36.78 - $40.30	$38.51
Blended Fair Value	$99.48
Current Price	$8.36
Upside	1,089.94%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	46.14%	0.00%	0.41	0.00	0.20	0.20	0.00	0.06	0.04	0.00	0.00	0.00
YoY Growth	-	-	0.00%	-100.00%	0.00%	0.00%	-100.00%	50.00%	0.00%	0.00%	0.00%	0.00%
Dividend Yield	-	-	4.93%	0.00%	3.53%	2.32%	0.00%	0.94%	1.12%	0.00%	0.00%	0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	42.48
(-) Cash Dividends Paid (M)	18.99
(=) Cash Retained (M)	23.49

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	8.50	5.31	3.19
Cash Retained (M)	23.49	23.49	23.49
(-) Cash Required (M)	-8.50	-5.31	-3.19
(=) Excess Retained (M)	15.00	18.18	20.31
(/) Shares Outstanding (M)	49.35	49.35	49.35
(=) Excess Retained per Share	0.30	0.37	0.41
LTM Dividend per Share	0.38	0.38	0.38
(+) Excess Retained per Share	0.30	0.37	0.41
(=) Adjusted Dividend	0.69	0.75	0.80
WACC / Discount Rate	5.44%	5.44%	5.44%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$145.32	$160.45	$171.21
Upside / Downside	1,638.29%	1,819.28%	1,948.00%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	42.48	45.24	48.19	51.32	54.65	58.21	59.95
Payout Ratio	44.70%	53.76%	62.82%	71.88%	80.94%	90.00%	92.50%
Projected Dividends (M)	18.99	24.32	30.27	36.89	44.24	52.38	55.46

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	5.44%	5.44%	5.44%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	22.85	23.07	23.29
Year 2 PV (M)	26.72	27.23	27.74
Year 3 PV (M)	30.59	31.47	32.36
Year 4 PV (M)	34.46	35.79	37.15
Year 5 PV (M)	38.34	40.19	42.11
PV of Terminal Value (M)	1,662.16	1,742.44	1,825.80
Equity Value (M)	1,815.12	1,900.18	1,988.45
Shares Outstanding (M)	49.35	49.35	49.35
Fair Value	$36.78	$38.51	$40.30
Upside / Downside	339.99%	360.61%	382.00%

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E.N. Shoham Business Ltd (SHOM.TA)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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