DDM Analysis: GSFI.TA

Valuation Snapshot

Stable Growth	$31.90 - $73.50	$46.61
Multi-Stage	$23.80 - $25.94	$24.85
Blended Fair Value	$35.73
Current Price	$8.76
Upside	307.88%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DPS	7.53%	3.39%	0.73	0.00	0.29	0.00	0.00	0.51	0.93	0.50	0.47	0.31
YoY Growth	-	-	0.00%	-100.00%	0.00%	0.00%	-100.00%	-45.02%	84.06%	7.78%	50.91%	-41.03%
Dividend Yield	-	-	8.84%	0.00%	9.05%	0.00%	0.00%	9.41%	9.23%	5.45%	4.97%	4.45%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	24.04
(-) Cash Dividends Paid (M)	14.09
(=) Cash Retained (M)	9.95

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	4.81	3.00	1.80
Cash Retained (M)	9.95	9.95	9.95
(-) Cash Required (M)	-4.81	-3.00	-1.80
(=) Excess Retained (M)	5.15	6.95	8.15
(/) Shares Outstanding (M)	15.54	15.54	15.54
(=) Excess Retained per Share	0.33	0.45	0.52
LTM Dividend per Share	0.91	0.91	0.91
(+) Excess Retained per Share	0.33	0.45	0.52
(=) Adjusted Dividend	1.24	1.35	1.43
WACC / Discount Rate	9.59%	9.59%	9.59%
Growth Rate	5.50%	6.50%	7.50%
Fair Value	$31.90	$46.61	$73.50
Upside / Downside	264.17%	432.08%	739.02%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	24.04	25.60	27.27	29.04	30.93	32.94	33.92
Payout Ratio	58.60%	64.88%	71.16%	77.44%	83.72%	90.00%	92.50%
Projected Dividends (M)	14.09	16.61	19.40	22.49	25.89	29.64	31.38

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	9.59%	9.59%	9.59%
Growth Rate	5.50%	6.50%	7.50%
Year 1 PV (M)	15.01	15.16	15.30
Year 2 PV (M)	15.85	16.15	16.46
Year 3 PV (M)	16.61	17.08	17.57
Year 4 PV (M)	17.28	17.95	18.63
Year 5 PV (M)	17.89	18.75	19.65
PV of Terminal Value (M)	287.18	301.05	315.45
Equity Value (M)	369.82	386.14	403.05
Shares Outstanding (M)	15.54	15.54	15.54
Fair Value	$23.80	$24.85	$25.94
Upside / Downside	171.70%	183.69%	196.11%

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Gan Shmuel Foods Ltd. (GSFI.TA)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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