DDM Analysis: CHP.JO

Valuation Snapshot

Stable Growth	$1.14 - $1.75	$1.42
Multi-Stage	$2.24 - $2.47	$2.35
Blended Fair Value	$1.89
Current Price	$1.30
Upside	45.34%
Decision	Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	0.00%	0.38%	0.03	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.02	0.03
YoY Growth	-	-	89.66%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-100.00%	-42.04%	18.94%
Dividend Yield	-	-	2.28%	3.03%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.87%	0.92%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	235.00
(-) Cash Dividends Paid (M)	84.00
(=) Cash Retained (M)	151.00

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	47.00	29.38	17.63
Cash Retained (M)	151.00	151.00	151.00
(-) Cash Required (M)	-47.00	-29.38	-17.63
(=) Excess Retained (M)	104.00	121.63	133.38
(/) Shares Outstanding (M)	1,852.58	1,852.58	1,852.58
(=) Excess Retained per Share	0.06	0.07	0.07
LTM Dividend per Share	0.05	0.05	0.05
(+) Excess Retained per Share	0.06	0.07	0.07
(=) Adjusted Dividend	0.10	0.11	0.12
WACC / Discount Rate	7.12%	7.12%	7.12%
Growth Rate	-1.62%	-0.62%	0.38%
Fair Value	$1.14	$1.42	$1.75
Upside / Downside	-12.17%	9.58%	34.36%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	235.00	233.54	232.09	230.65	229.22	227.79	234.63
Payout Ratio	35.74%	46.60%	57.45%	68.30%	79.15%	90.00%	92.50%
Projected Dividends (M)	84.00	108.82	133.33	157.53	181.42	205.01	217.03

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	7.12%	7.12%	7.12%
Growth Rate	-1.62%	-0.62%	0.38%
Year 1 PV (M)	100.56	101.58	102.61
Year 2 PV (M)	113.86	116.19	118.54
Year 3 PV (M)	124.32	128.15	132.06
Year 4 PV (M)	132.31	137.78	143.41
Year 5 PV (M)	138.17	145.34	152.80
PV of Terminal Value (M)	3,548.26	3,732.30	3,923.90
Equity Value (M)	4,157.49	4,361.34	4,573.30
Shares Outstanding (M)	1,852.58	1,852.58	1,852.58
Fair Value	$2.24	$2.35	$2.47
Upside / Downside	72.63%	81.09%	89.89%

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Choppies Enterprises Limited (CHP.JO)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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