DDM Analysis: 688288.SS

Valuation Snapshot

Stable Growth	$4.83 - $6.98	$5.87
Multi-Stage	$7.71 - $8.49	$8.09
Blended Fair Value	$6.98
Current Price	$29.75
Upside	-76.53%
Decision	Don't Buy

Dividend History & Growth Metrics (10Y)

Metric	5Y CAGR	10Y CAGR	2024	2023	2022	2021	2020	2019	2018	2017	2016
DPS	-26.59%	0.00%	0.05	0.01	0.00	0.36	0.30	0.25	0.30	0.00	0.10	0.00
YoY Growth	-	-	725.08%	0.00%	-100.00%	20.74%	21.79%	-16.69%	17,242.15%	-98.25%	0.00%	0.00%
Dividend Yield	-	-	0.15%	0.04%	0.00%	1.50%	0.82%	0.81%	0.95%	0.00%	0.00%	0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)

Net Income To Common (M)	68.07
(-) Cash Dividends Paid (M)	2.67
(=) Cash Retained (M)	65.40

Metric	LOW	BASE	HIGH
Required Retention Ratio	20.0%	12.5%	7.5%
(=) Cash Required (M)	13.61	8.51	5.11
Cash Retained (M)	65.40	65.40	65.40
(-) Cash Required (M)	-13.61	-8.51	-5.11
(=) Excess Retained (M)	51.79	56.89	60.29
(/) Shares Outstanding (M)	101.84	101.84	101.84
(=) Excess Retained per Share	0.51	0.56	0.59
LTM Dividend per Share	0.03	0.03	0.03
(+) Excess Retained per Share	0.51	0.56	0.59
(=) Adjusted Dividend	0.53	0.58	0.62
WACC / Discount Rate	8.86%	8.86%	8.86%
Growth Rate	-2.00%	-1.00%	0.00%
Fair Value	$4.83	$5.87	$6.98
Upside / Downside	-83.78%	-80.26%	-76.54%

Multi-Stage Model: Projections

(USD in Millions)

Metric	TTM	Dec-27	Dec-28	Dec-29	Dec-30	Dec-31	Terminal
Net Income (M)	68.07	67.39	66.71	66.05	65.38	64.73	66.67
Payout Ratio	3.92%	21.13%	38.35%	55.57%	72.78%	90.00%	92.50%
Projected Dividends (M)	2.67	14.24	25.58	36.70	47.59	58.26	61.67

Multi-Stage Valuation

Metric	LOW	BASE	HIGH
WACC / Discount Rate	8.86%	8.86%	8.86%
Growth Rate	-2.00%	-1.00%	0.00%
Year 1 PV (M)	12.95	13.08	13.22
Year 2 PV (M)	21.16	21.59	22.03
Year 3 PV (M)	27.60	28.45	29.32
Year 4 PV (M)	32.54	33.89	35.28
Year 5 PV (M)	36.23	38.11	40.08
PV of Terminal Value (M)	654.81	688.91	724.41
Equity Value (M)	785.29	824.04	864.34
Shares Outstanding (M)	101.84	101.84	101.84
Fair Value	$7.71	$8.09	$8.49
Upside / Downside	-74.08%	-72.80%	-71.47%

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Hangzhou Hopechart IoT Technology Co.,Ltd (688288.SS)

Valuation Snapshot

Dividend History & Growth Metrics (10Y)

Stable Growth Model (Adjusted)

Multi-Stage Model: Projections

Multi-Stage Valuation

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