Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

HBT Financial, Inc. (HBT)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$17.63 - $25.40$21.42
Multi-Stage$28.88 - $31.71$30.27
Blended Fair Value$25.84
Current Price$25.20
Upside2.55%
DecisionDon't Buy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR202420232022202120202019201820172016
DPS-35.98%0.00%0.770.690.590.530.527.121.351.811.290.00
YoY Growth--10.56%17.70%10.93%1.42%-92.66%427.81%-25.32%40.06%0.00%0.00%
Dividend Yield--3.42%3.70%2.98%2.92%3.06%67.66%8.69%11.63%0.00%0.00%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)78.34
(-) Cash Dividends Paid (M)26.01
(=) Cash Retained (M)52.33
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)15.679.795.88
Cash Retained (M)52.3352.3352.33
(-) Cash Required (M)-15.67-9.79-5.88
(=) Excess Retained (M)36.6642.5446.46
(/) Shares Outstanding (M)31.5731.5731.57
(=) Excess Retained per Share1.161.351.47
LTM Dividend per Share0.820.820.82
(+) Excess Retained per Share1.161.351.47
(=) Adjusted Dividend1.992.172.30
WACC / Discount Rate9.04%9.04%9.04%
Growth Rate-2.00%-1.00%0.00%
Fair Value$17.63$21.42$25.40
Upside / Downside-30.05%-15.01%0.80%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)78.3477.5676.7876.0275.2674.5076.74
Payout Ratio33.20%44.56%55.92%67.28%78.64%90.00%92.50%
Projected Dividends (M)26.0134.5642.9451.1459.1867.0570.98

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate9.04%9.04%9.04%
Growth Rate-2.00%-1.00%0.00%
Year 1 PV (M)31.3831.7032.02
Year 2 PV (M)35.3936.1236.85
Year 3 PV (M)38.2739.4540.66
Year 4 PV (M)40.2041.8743.59
Year 5 PV (M)41.3543.5145.75
PV of Terminal Value (M)725.30763.07802.39
Equity Value (M)911.89955.711,001.25
Shares Outstanding (M)31.5731.5731.57
Fair Value$28.88$30.27$31.71
Upside / Downside14.61%20.12%25.84%

High-Yield Dividend Screener

« Prev Page 125 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
688026.SSGuangzhou Jet Bio-Filtration Co., Ltd.0.26%$0.047.15%
DNA2.LDoric Nimrod Air Two Limited0.26%$0.3849.29%
ELMD3.SAEletromidia S.A.0.26%$0.0810.75%
RAMAries I Acquisition Corporation0.26%$0.032.44%
RCH.LReach plc0.26%$0.1550.77%
002134.SZTianjin Printronics Circuit Corporation0.25%$0.0790.82%
002397.SZHunan Mendale Hometextile Co.,Ltd0.25%$0.0124.35%
002598.SZShandong Zhangqiu Blower Co., Ltd0.25%$0.0326.26%
003026.SZZhejiang MTCN Technology Co.,Ltd.0.25%$0.0822.37%
0179.HKJohnson Electric Holdings Limited0.25%$0.0827.48%
089030.KQTechwing, Inc.0.25%$129.6353.52%
2025.HKRuifeng Power Group Company Limited0.25%$0.0363.69%
214450.KQPharmaResearch Co., Ltd.0.25%$1,064.218.14%
300001.SZQingdao TGOOD Electric Co., Ltd.0.25%$0.075.79%
300657.SZXiaMen HongXin Electron-tech Group Co.,Ltd0.25%$0.0735.33%
300827.SZSineng Electric Co.,Ltd.0.25%$0.0910.08%
301137.SZHIT Welding Industry Co.,Ltd0.25%$0.1243.22%
3784.TVinx Corp.0.25%$5.054.14%
600071.SSPhenix Optical Company Limited0.25%$0.0523.90%
600354.SSGansu Dunhuang Seed Group Co.,Ltd.0.25%$0.0212.13%
600664.SSHarbin Pharmaceutical Group Co., Ltd.0.25%$0.014.79%
CLARA.BOClara Industries Ltd.0.25%$0.1010.93%
CVCG.LCVC Income & Growth Limited0.25%$0.296.15%
FSVFirstService Corporation0.25%$0.378.84%
GWIND.ISGalata Wind Enerji A.S.0.25%$0.063.39%
PEGRO-PREF.STPegroco Invest AB (publ)0.25%$0.2816.49%
TKNO3.SATekno S.A. Industria e Comercio0.25%$0.513.56%
TNSE.MEPJSC Group of Companies TNS energo0.25%$9.230.48%
ULTP.LUltimate Products Plc0.25%$0.1473.00%
000688.SZGuoCheng Mining CO.,LTD0.24%$0.0725.58%
094170.KQDongwoon Anatech Co., Ltd.0.24%$69.4222.40%
300010.SZDoushen (Beijing) Education & Technology Inc.0.24%$0.0230.40%
300376.SZEast Group Co.,Ltd0.24%$0.0246.57%
300602.SZShenzhen FRD Science & Technology Co., Ltd.0.24%$0.0812.58%
300709.SZJiangsu Gian Technology Co., Ltd.0.24%$0.1212.56%
300830.SZJinXianDai Information Industry Co.,Ltd.0.24%$0.0279.01%
301571.SZTeemsun Technology Co Ltd0.24%$0.1412.94%
4666.TPARK24 Co., Ltd.0.24%$5.005.84%
600259.SSRising Nonferrous Metals Share Co.,Ltd.0.24%$0.1343.23%
600685.SSCSSC Offshore & Marine Engineering (Group) Company Limited0.24%$0.0711.62%
603083.SSCIG ShangHai Co., Ltd.0.24%$0.3231.70%
603357.SSAnhui Transport Consulting & Design Institute Co.,Ltd.0.24%$0.022.51%
688123.SSGiantec Semiconductor Corporation0.24%$0.3011.90%
688636.SSChengdu Zhimingda Electronics Co., Ltd.0.24%$0.1015.66%
688766.SSPuya Semiconductor (Shanghai) Co., Ltd.0.24%$0.3135.74%
AGIAlamos Gold Inc.0.24%$0.097.17%
ASLC.JKPT Autopedia Sukses Lestari Tbk0.24%$0.227.12%
ASRM.JKPT Asuransi Ramayana Tbk0.24%$0.788.15%
CLBCore Laboratories N.V.0.24%$0.045.94%
MOEX.MEPublic Joint-Stock Company Moscow Exchange MICEX-RTS0.24%$0.411.49%