Definitive Analysis
Loading...
Definitive Analysis

Financial Statements

Ticker

Industry

Sector

First Savings Financial Group, Inc. (FSFG)

Company Dividend Discount ModelIndustry: Banks - RegionalSector: Financial Services

Valuation Snapshot

Stable Growth$170.56 - $509.96$477.91
Multi-Stage$68.89 - $75.41$72.09
Blended Fair Value$275.00
Current Price$31.43
Upside774.96%
DecisionBuy

Dividend History & Growth Metrics (10Y)

Metric5Y CAGR10Y CAGR2025202420232022202120202019201820172016
DPS22.44%16.05%0.580.540.640.240.230.210.190.180.160.14
YoY Growth--6.80%-15.69%167.00%5.97%8.02%9.61%9.28%10.72%11.56%8.86%
Dividend Yield--1.85%2.05%3.84%1.21%0.86%0.97%0.86%1.02%0.84%0.91%

Stable Growth Model (Adjusted)

(USD in Millions except Per Share Data)
Net Income To Common (M)17.89
(-) Cash Dividends Paid (M)4.28
(=) Cash Retained (M)13.61
MetricLOWBASEHIGH
Required Retention Ratio20.0%12.5%7.5%
(=) Cash Required (M)3.582.241.34
Cash Retained (M)13.6113.6113.61
(-) Cash Required (M)-3.58-2.24-1.34
(=) Excess Retained (M)10.0311.3712.27
(/) Shares Outstanding (M)6.986.986.98
(=) Excess Retained per Share1.441.631.76
LTM Dividend per Share0.610.610.61
(+) Excess Retained per Share1.441.631.76
(=) Adjusted Dividend2.052.242.37
WACC / Discount Rate6.77%6.77%6.77%
Growth Rate5.50%6.50%7.50%
Fair Value$170.56$477.91$509.96
Upside / Downside442.65%1,420.56%1,522.54%

Multi-Stage Model: Projections

(USD in Millions)
MetricTTMDec-27Dec-28Dec-29Dec-30Dec-31Terminal
Net Income (M)17.8919.0520.2921.6123.0124.5125.25
Payout Ratio23.93%37.14%50.36%63.57%76.79%90.00%92.50%
Projected Dividends (M)4.287.0810.2213.7417.6722.0623.35

Multi-Stage Valuation

MetricLOWBASEHIGH
WACC / Discount Rate6.77%6.77%6.77%
Growth Rate5.50%6.50%7.50%
Year 1 PV (M)6.576.636.69
Year 2 PV (M)8.808.969.13
Year 3 PV (M)10.9711.2911.61
Year 4 PV (M)13.1013.6014.12
Year 5 PV (M)15.1715.9016.66
PV of Terminal Value (M)426.00446.58467.94
Equity Value (M)480.60502.95526.15
Shares Outstanding (M)6.986.986.98
Fair Value$68.89$72.09$75.41
Upside / Downside119.17%129.37%139.95%

High-Yield Dividend Screener

« Prev Page 122 of 151 Next »
Ticker Company Dividend Yield % Dividend Per Share Payout Ratio %
301133.SZGuangzhou Jinzhong Auto Parts Manufacturing Co., Ltd.0.32%$0.1228.93%
600276.SSJiangsu Hengrui Medicine Co., Ltd.0.32%$0.1917.06%
601100.SSJiangsu Hengli Hydraulic Co.,Ltd0.32%$0.3516.93%
603816.SSJason Furniture (Hangzhou) Co.,Ltd.0.32%$0.104.97%
605179.SSZhejiang Yiming Food Co., Ltd.0.32%$0.0770.82%
688131.SSShanghai Haoyuan Chemexpress Co., Ltd.0.32%$0.2316.47%
DIM.PASartorius Stedim Biotech S.A.0.32%$0.6829.80%
DNA3.LDoric Nimrod Air Three Limited0.32%$0.2148.62%
MODIS.BOModi's Navnirman Ltd.0.32%$1.087.55%
NPOF.MEFIZIKA Scientific and Production Association Open Joint-Stock Company0.32%$37.651.90%
000682.SZDongfang Electronics Co., Ltd.0.31%$0.046.56%
000756.SZShandong Xinhua Pharmaceutical Company Limited0.31%$0.058.60%
002041.SZShanDongDenghai Seeds Co.,Ltd0.31%$0.0350.69%
002049.SZUnigroup Guoxin Microelectronics Co., Ltd.0.31%$0.2414.22%
002427.SZZhejiang Unifull Industrial Fibre Co., Ltd.0.31%$0.0274.63%
002708.SZChangzhou Nrb Corporation0.31%$0.0431.28%
003230.KSSamyang Foods Co., Ltd.0.31%$4,000.078.06%
300640.SZProfit Cultural and Creative Group Co., Ltd.0.31%$0.0262.64%
300870.SZShenzhen Honor Electronic Co., Ltd.0.31%$0.6821.73%
301027.SZHualan Group Co., Ltd.0.31%$0.0643.40%
301129.SZRuna Smart Equipment Co., Ltd.0.31%$0.0714.61%
301199.SZMH Robot & Automation Co., Ltd.0.31%$0.0711.34%
4390.TIPS, Inc.0.31%$9.423.92%
600272.SSShanghai Kai Kai Industry Company Limited0.31%$0.0482.76%
600391.SSAecc Aero Science and Technology Co.,Ltd0.31%$0.1285.76%
600678.SSSichuan Golden Summit (group) Joint-Stock Co., Ltd.0.31%$0.0477.10%
600720.SSCCCC Design & Consulting Group Co., Ltd.0.31%$0.023.42%
600829.SSHPGC Renmintongtai Pharmaceutical Corporation0.31%$0.0316.50%
600882.SSShanghai Milkground Food Tech Co., Ltd0.31%$0.0815.81%
603390.SSGuangzhou Tongda Auto Electric Co., Ltd.0.31%$0.0422.22%
603969.SSSilvery Dragon Prestressed Materials Co., Ltd. (Tianjin)0.31%$0.037.78%
6825.TWOQbic Technology Co., Ltd.0.31%$0.123.23%
688025.SSShenzhen JPT Opto-Electronics Co., Ltd.0.31%$0.4417.67%
688103.SSKunshan GuoLi Electronic Technology Co., Ltd.0.31%$0.1928.96%
688686.SSOPT Machine Vision Tech Co., Ltd.0.31%$0.3825.01%
ELMN.SWElma Electronic AG0.31%$4.005.25%
VWSB.DEVestas Wind Systems A/S0.31%$0.077.90%
XPD.LXpediator Plc0.31%$0.1434.38%
000935.SZSichuan Hexie Shuangma Co., Ltd.0.30%$0.0815.90%
002067.SZZhejiang Jingxing Paper Joint Stock Co., Ltd.0.30%$0.0238.84%
002295.SZGuangdong JingYi Metal CO.,Ltd0.30%$0.0481.43%
002475.SZLuxshare Precision Industry Co., Ltd.0.30%$0.178.08%
002495.SZGuangdong Jialong Food Co., Ltd.0.30%$0.0136.82%
002666.SZGuangdong Delian Group Co., Ltd.0.30%$0.0218.17%
062040.KSSanil Electric Co., Ltd.0.30%$419.949.60%
065350.KQShinsung Delta Tech Co.,Ltd.0.30%$168.8037.86%
084370.KQEugene Technology Co.,Ltd.0.30%$253.068.90%
0OPN.LCompagnie de l'Odet0.30%$4.021.39%
180640.KSHanjin Kal0.30%$360.205.54%
300584.SZNanjing Hicin Pharmaceutical Co., Ltd.0.30%$0.1539.82%