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Definitive Analysis

Financial Statements

Mode

Ticker

Industry

Sector

Page: Earnings Power Value

Northeast Bank

Ticker: NBN | Industry: Banks - Regional | Sector: Financial Services
$114.13 -5.14 (-4.31%)
As of: 2026-01-23

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Valuation Snapshot

Intrinsic Range$113.86 — $154.05
Selected Value (Mid)$133.96
Live Price$100.27
Upside / Downside33.60%

EPV Per Share Breakdown

MetricLowMidHigh
EPV Per Share$113.86$133.96$154.05

Normalized EBIT Margin

ScenarioMargin
Low31.43%
Mid36.98%
High42.53%

Normalized Tax Rate

MetricValue
Tax Rate32.72%

Adjusted Earnings (NOPAT)

ScenarioValue
Low75,546,300
Mid88,878,000
High102,209,700

Capital Structure

ComponentValue
Net Debt0
Shares Outstanding8,272,800
WACC8.02%

Reverse EPV (Market Implied)

If "Implied" > "Actual", market expects profitability to improve.

MetricActual (LTM)Market Implied
EBIT Margin36.98%30.38%
NOPAT (Earnings)88,878,00073,009,108
Enterprise Value1,108,205,599910,338,912

Valuation Details

MetricLowMidHigh
Enterprise Value941,974,7591,108,205,5991,274,436,438
(-) Net Debt000
(=) Equity Value941,974,7591,108,205,5991,274,436,438
(/) Shares Outstanding8,272,8008,272,8008,272,800
(=) Fair Value$113.86$133.96$154.05
Live Price$100.27$100.27$100.27
Upside %13.56%33.60%53.64%

High-Upside EPV Screener

US Market Global Market
« 5
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GL Globe Life Inc. $139.64 $169.81 21.61%
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MSDL Morgan Stanley Direct Lending Fund $16.75 $20.35 21.51%
BLW BlackRock Limited Duration Income Trust $13.69 $16.63 21.49%
JPI Nuveen Preferred Securities & Income Opportunities Fund $20.33 $24.69 21.43%
UBFO United Security Bancshares $10.12 $12.25 21.04%
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TCBI Texas Capital Bancshares, Inc. $95.08 $114.15 20.05%
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DCOM Dime Community Bancshares, Inc. $29.85 $35.66 19.47%
RDN Radian Group Inc. $35.95 $42.95 19.47%
FRAF Franklin Financial Services Corporation $49.24 $58.81 19.43%
BAH Booz Allen Hamilton Holding Corporation $90.04 $107.04 18.88%
IMXI International Money Express, Inc. $15.44 $18.35 18.87%
UBSI United Bankshares, Inc. $39.30 $46.71 18.87%
FVCB FVCBankcorp, Inc. $13.59 $16.15 18.81%
STRT Strattec Security Corporation $74.97 $88.79 18.44%
INGR Ingredion Incorporated $111.34 $131.72 18.30%
FULT Fulton Financial Corporation $19.98 $23.63 18.25%
TBNK Territorial Bancorp Inc. $8.33 $9.83 18.06%
THW Abrdn World Healthcare Fund $12.83 $15.13 17.90%
UVV Universal Corporation $52.86 $62.25 17.77%
STEL Stellar Bancorp, Inc. $31.44 $37.00 17.70%
EPD Enterprise Products Partners L.P. $31.73 $37.27 17.46%
THFF First Financial Corporation $60.91 $71.49 17.37%
OBEGX Oberweis Global Opportunities Fund Investor Class $32.44 $38.05 17.28%
WES Western Midstream Partners, LP $39.57 $46.37 17.18%
CNBKA Century Bancorp, Inc. $115.29 $134.52 16.68%
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DIAX Nuveen Dow 30 Dynamic Overwrite Fund $15.60 $18.17 16.48%
WEYS Weyco Group, Inc. $30.49 $35.51 16.47%
0QAH.L Merck & Co., Inc. $109.13 $126.64 16.04%
0M2A.L Adeia Inc. $13.20 $15.29 15.83%
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SAFT Safety Insurance Group, Inc. $75.20 $86.85 15.49%
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